PayPal Fee Calculator
Calculate PayPal Transaction Fees and Know Exactly What You'll Receive
PayPal Fee Rate Description:
• Base Rate: 3.49%
• Fixed Fee: $0.49
• Applicable to: Invoices, PayPal Checkout, PayPal Guest Checkout,
Pay with Venmo, All Other Commercial Transactions
Start using PayPal Fee Calculator
How to Use the PayPal Fee Calculator? Simple Steps!
- Enter your transaction amount in USD.
- Click "Calculate Fee" to see the PayPal fees and net amount.
- View both scenarios: sending money and receiving payments.
- Use the reverse calculation to know how much to charge to receive your desired amount.
What is the PayPal Fee Calculator?
Anyone who has used PayPal for business knows that PayPal is not a free service—it takes a percentage of every payment you receive. As a seller, understanding PayPal's fee structure is crucial to managing your pricing and profits effectively.
To make this easier, I've created a PayPal Fee Calculator. This tool allows you to quickly calculate the fees on your transactions. All you need to do is enter the amount you plan to send, and hit "calculate." You'll then see:
- Amount you're sending (e.g., $123.00)
- PayPal fees (e.g., $4.78)
- Effective rate (e.g., 3.89%)
- Amount the recipient will receive (e.g., $118.22)
The result is displayed clearly, with a handy pie chart for a more visual understanding of the fee breakdown.
In addition, the calculator also supports reverse calculation. So, if you know how much the recipient needs to receive, you can calculate the amount you need to pay. Just input the required amount, and the system will calculate:
- Amount the recipient needs (e.g., $123.00)
- Total payment required (e.g., $127.96)
- PayPal fees (e.g., $4.96)
- Effective rate (e.g., 3.87%)
This calculator is completely free to use and is based on PayPal's official exchange rates, so you can trust the results.
If you're a business owner who regularly uses PayPal for transactions, this tool can help you better understand your fees and avoid unexpected surprises. Whether you're figuring out how much you'll actually pay or calculating what the recipient will receive, this calculator will help you out quickly and efficiently.
Important Notes About PayPal Fees
- Current Rates: This calculator uses PayPal's latest fee structure (3.49% + $0.49 for standard transactions).
- Different Transaction Types: Fees may vary for international transfers, cryptocurrency transactions, or other special cases.
- Regular Updates: We keep our calculator updated with PayPal's latest rates to ensure accuracy.
PayPal Fee Structure
| Payment Type | Rate |
|---|---|
| Alternative Payment Method (APM) | APM Transaction Rates Apply |
| PayPal Checkout | 3.49% + fixed fee ($0.49) |
| PayPal Guest Checkout | 3.49% + fixed fee ($0.49) |
| QR code Transactions | 2.29% + fixed fee ($0.49) |
| QR code Transactions through third party integrator | 2.29% + $0.09 |
| Pay with Venmo | 3.49% + fixed fee ($0.49) |
| Send/Receive Money for Goods and Services | 2.99% |
| Standard Credit and Debit Card Payments | 2.99% + fixed fee ($0.49) |
| All Other Commercial Transactions | 3.49% + fixed fee ($0.49) |
If This Tool Helped You
I’m so glad this tool could be of use to you! If it saved you time and effort, feel free to support me with a coffee. Your contribution will help me maintain and improve this tool for everyone.
Click Here to Support MeThank you so much, and I wish you the best with your savings journey and financial growth! 🎉